Lend

An effortless social investment that pays.

Lending through dhanaX is a breeze! Simple, easy steps lead you through this innovative social business opportunity. You put in a small amount for a repayment period of minimum six months to maximum 18 months and earn an impressive interest rate. The most rewarding part, we assure you, will be the satisfaction of helping a fellow Indian aspire for financial independence.

• Choose from Direct Lending or Diversified Lending.
• Choose one or more borrowers based on their credit ratings or the Interest they offer.
• Rest assured, we conduct extensive multiple background checks and use various parameters to provide well-informed borrower credibility rating and establish his risk profile.
• Reduce your risks through Diversified Lending
• Peer-to-peer lending enables direct control over your investment. On dhanaX you decide who gets your money.
• A secure investment avenue complying with all Indian financial regulations.
• Help a borrower wean off unscrupulous moneylenders and improve his financial means.

You can choose from two methods of lending:

1. Direct Lending:
Here you lend to a single borrower whose profile interests you.






2. Diversified Lending:
Here, your money is distributed across many borrowers. You can choose the borrowers and also the amount which you wish to lend. As your investment is distributed across many Borrowers, the risk on your money is very less. Learn more

Won over by Social Lending?

Become a Lender now. Click here
Get to know your Borrower. Click here

What is dhanaX Wallet?

dhanaX Wallet is like your very own online savings account with dhanaX. It helps you keep track of your transactions and maintains a record of repayments credited to you. You can add money to a loan and withdraw repayments from your dhanaX Wallet. Learn more

How safe is my money?

dhanaX is a secure platform to transact your money.

• Before they register with dhanaX, borrowers undergo multiple background checks including ID verification, address verification, etc. This helps establish their credibility rating and risk profile.
• A single lender's money is diversified among many borrowers reducing the risk on his money.
• Borrowers approach through dhanaX agents who verify their credibility. They also diligently follow up on how the money is being put to use and on repayments.
• You are informed of the risk profile of each borrower and the probable risk of him defaulting.

Got more queries?