How dhanaX Works


dhanaX is an online-offline person-to-person lending platform that allows Indians to lend and borrow money from each other.


How It Works
For a lender looking for a social investment, or a borrower seeking an affordable loan, dhanaX is the best forum. We facilitate lending or borrowing of small capital using scientific, credible methods.
dhanaX works in partnership with a network of carefully selected, well-established agents who represent the borrower you choose. Broadly the process is something like this.
  1. Borrowers register their loan application on dhanaX after undergoing multiple verifications.
  2. Lenders loan money online through dhanaX to a single borrower or to multiple borrowers.
  3. dhanaX gives the loan to the borrower/s through the agents.
  4. dhanaX collects repayments from the borrowers through agent networks.
  5. dhanaX credits principle and interest in to lender's dhanaX Wallet every month.

The dhanaX process described:

dhanaX partners with recognized microfinance organizations, rural technology centres, NGOs and credit societies committed to economic development of the poor. They are appointed as agents by dhanaX. Learn more

Why dhanaX ?

Few investments earn you an Interest of 11-12% p.a. on small amounts like Rs. 1000! Lending on dhanaX is surely a more attractive option than a short-term fixed deposit in a bank! Learn more